社保卡能不能提现?看完这些你就知道了

时间:2019-05-09 12:50:12编辑:神小编

很多人都有社保。一般来说,一般来说社保卡的个人账户每个月会划入一小部分的钱。于是很多人就有疑问,这些钱能提现吗?今天我们就总结一下。

社保卡里的钱,能提现吗?

社保的个人账户,主要有三个。

养老保险个人账户

这里边的钱用于退休后发放养老金的账户,也是我们养老金的组成部分之一。

这部分钱在退休前,一般是不能取出的。

医保个人账户

这里边的余额可以用于支付医疗费用、买药、保健品等,个别地区还可以与家人共享。

具体的取出规则,在不同地区政策有所不同。例如北京地区的医保余额在专门的银行卡上,可以取出;上海地区医保余额可以用来购买商业保险;成都地区的医保余额可以与家人共享等。

具体规则可以向当地社保部门进行咨询。

金融账户

医保卡一般还会绑定一个金融账户。

这个账户具备银行卡功能,去开户银行激活后就可以正常使用了。我们可以使用社保卡进行现金存取、转账、缴纳水电燃气费用等,十分方便。


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